Global Construction Industry Faces Climate Change Challenges, Opportunities: Marsh Climate change and the race to net zero greenhouse gas emissions (net zero) are arguably the greatest challenges that face the construction industry – but will drive new opportunities, according to a report published by Marsh and Guy Carpenter, subsidiaries of Marsh McLennan. The infrastructure boom is set to fuel global economic growth over the next decade, with global construction output expected to grow by 6.6% in 2021 and by 42% by 2030, driven largely by government stimuli and the demand for residential construction, said the report, titled “ Future of Construction: A Global Forecast for Construction to 2030 .” The global construction market is expected to grow by US$4.5 trillion over the decade to 2030 to reach US$15.2 trillion, said the report, noting that just four countries — China, India, US, and Indonesia — will account for almost 60% of this growth. At the same time, the top 10 global construction markets are expected to account for almost 70% of the growth over the same period. Although the near-term outlook for the global economy remains clouded by a surge in inflation, supply-chain bottlenecks and the Delta variant, the global construction industry is set to lead global economic recovery from the pandemic over the medium-term and is expected to grow faster than the manufacturing or service sectors, said the report, which was written with Oxford Economics. However, as the sector grows, so too does the risk of greater pollution and waste, the report warned, explaining that construction and the wider built environment currently accounts for around 40% of the world’s global greenhouse gas emissions. (Editor’s note: A Marsh representative explained that “the wider built environment” relates to the construction supply chain, namely the inputs and outputs associated with construction projects.) During the global transition to net zero, the industry needs to radically reduce the amount of carbon embedded in new construction, infrastructure and buildings, which is already a “huge challenge.” “An emerging deconstruction industry that will reuse huge existing urban stockpiles of construction materials could reduce embedded carbon in the construction of new buildings and infrastructure,” the Marsh report continued. In addition, the climate crisis is driving huge demand to decarbonize energy networks and develop renewable energy, the report said, citing Saudi Arabia’s Giga Projects, which is leading net zero initiatives. “Sustainable and quality infrastructure is a driver of economic growth and social progress and is an enabler to achieving Sustainable Development Goals (SDGs) and Paris Agreement commitments.” Further, it continued, environmental, social, and governance (ESG)-related capital for infrastructure grew 28% in 2020, which was largely due to a flow of fundraising into sustainability-related strategies. “Given that significant equity is usually allocated to infrastructure by major construction companies and developers using their own corporate balance sheets, opportunities exist for those companies that develop new technologies, designs, and processes.” “Climate change and the ESG agenda – and the risks and opportunities they present – are among the biggest challenges the global construction industry faces over the next decade. These forces are changing risk profiles for the sector,” commented Richard Gurney, global head of Construction, Marsh Specialty, in a statement. “Organizations must adapt in order to harness the sector’s massive potential for growth while playing a pivotal role in the advancement of economies and communities around the world,” he said. “The construction and engineering industry is entering a period of exciting opportunity but also one that will require new ways of approaching risk by the insurance and reinsurance sectors,” said Simon Liley, co-head, Global Engineering, Guy Carpenter. “These dynamics call for effective knowledge sharing from industry innovators at one end all the way through to reinsurance actuaries at the other,” Liley noted. “Understanding the shifting profile of exposure, technology, and sources of capital will be important to enable insurers and reinsurers to establish underwriting platforms and offer products that meet the construction industry’s changing needs.” Other Marsh/Carpenter projections for the industry to 2030 include: Predicted average annual growth in construction of 3.6% per annum – faster than either the services or manufacturing sectors. The next decade for construction will see global growth up by 35% compared to the previous decade, driven by unprecedented levels of stimulus spending on infrastructure and the unleashing of excess household savings; it will represent more than 10% of GDP in North America. Global infrastructure construction is forecast to grow by an annual average of 5.1%. Annual growth in UK infrastructure is expected to average 3.7%, rivaling China over the period as UK mega projects provide heightened growth. Urbanization is expected to turbo charge growth in emerging markets.

https://www.insurancejournal.com/news/international/2021/10/01/634803.htm

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PNC Launches Akoya Solution To Increase The Security Of Connections For Consumers To Safely Transact With Financial Apps Solution enhances data security and provides reliability through authorized API connections PITTSBURGH, Sept. 30, 2021 /PRNewswire/ -- PNC Bank and Akoya LLC today announced the bank's integration with the Akoya Data Access Network. More than nine million PNC customers are now enabled to securely share their financial data with fintechs and data aggregators with enhanced security through the application programming interface (API)-based network. "PNC takes very seriously our responsibility to protect the financial and account information that our customers entrust to us," said PNC Chairman, President and CEO William S. Demchak. "Many customers assume it is safe to provide their sensitive information to the financial app of their choice. However, we know this information has been used for unauthorized access to customer accounts. That is why we have been taking interim steps to provide accessibility and security – and with today's announcement, we are providing a permanent solution for striking the right balance between customer choice and data protection." Through Akoya, PNC customers will provide permission to share account information with financial apps without having to provide their login information, such as usernames and passwords. PNC customers also will be able to easily monitor and revoke access to fintechs and data aggregators connected through the Akoya Data Access Network. "By teaming up with Akoya, we are fulfilling our vision of wide-scale API adoption for financial data aggregation and giving our customers increased protection, transparency and control over their financial information," said Natalie Talpas, senior vice president, group manager, Digital at PNC. "It is imperative that financial institutions, fintechs and data aggregators of all sizes work together to create a safer path for consumers to share their financial data and move away from less secure data-sharing methods." Akoya was developed to transition financial services to API-based data access, which improves data-sharing reliability and reduces cybersecurity, privacy and financial risks compared to credential-based data aggregation, commonly known as screen scraping. All data accessed and shared through the Akoya Data Access Network is never copied or stored by Akoya – further safeguarding consumer privacy – and is accessed via the Financial Data Exchange API standard. "Today, we are announcing more than just an agreement – PNC is in production and available to fintechs and data aggregators who are on our network," said Stuart Rubinstein, CEO of Akoya. "We have worked tirelessly to streamline our integration process so that data providers can onboard and provide an API-based alternative for financial data aggregation as quickly as possible." PNC was one of 12 North American financial institutions to invest in Akoya in February 2020. Akoya is changing the way consumer financial data is accessed and shared. Through a single integration on to the Akoya Data Access Network, data aggregators and fintechs can directly connect with financial institutions to securely obtain consumer-permissioned financial data through APIs. Akoya manages these relationships and serves as an interoperable solution that is available to the entire financial services industry. To learn more, please visit www.akoya.com or follow Akoya on LinkedIn and Twitter . PNC Bank, National Association, is a member of The PNC Financial Services Group, Inc. (NYSE: PNC ).

https://www.prnewswire.com/news-releases/pnc-launches-akoya-solution-to-increase-the-security-of-connections-for-consumers-to-safely-transact-with-financial-apps-301388201.html

"To reopen safely and to stay safely open, firstly we need home quarantine pilots in New South Wales and South Australia to conclude and be successful so they can role out at scale." For those not vaccinated with an approved shot, 14 days' quarantine in a government managed facility will still be in place. Australian ad showing Covid patient gasping for air sparks backlash as country battles Delta variant Australia's Therapeutic Goods Administration had previously approved four vaccines -- browse around this website made by Pfizer, AstraZeneca, Moderna and Johnson and Johnson. Morrison said Friday that two more had been added to the list as of Friday -- China's Sinovac and India's Covishield. "Australian citizens and permanent residents who cannot be vaccinated -- for example if they are under 12 or have a medical condition -- will be treated as vaccinated for the purposes of their travel," a statement from the government added. Without naming an exact date, Morrison estimated that an 80% fully vaccinated target set by the government as a condition for the border changes to come into effect was likely to be reached sometime in November. Thousands of Australians have been stranded overseas for months due to the country's tough border conditions, which has led to huge frustration among citizens who felt their country had abandoned them. Last Christmas, an estimated 39,000 Australian residents were not able to make it back into the country to celebrate the holiday. While the new border opening will allow them to return, Morrison was less clear on when people who are not citizens or permanent residents will be able to visit the country. "We will also work towards completely quarantine-free travel for certain countries, such as New Zealand , when it is safe to do so," Morrison said Friday. But Jennifer Evans, chief executive officer of the National Association of Testing Authorities, said she was waiting to hear how the government planned to handle Covid-19 testing for incoming travelers, given even vaccinated people can carry the disease.

https://www.cnn.com/travel/article/australia-international-travel-borders-intl-hnk/index.html

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